• Mortgage Banking Experience
  1984-2011
• LoanProcesor
• Underwriter
• Insuring /Guaranteeing
• Funding Officer
• Regional Vice President
• President/Broker of Record/Owner
• Real Estate Sales
• President/Owner/Broker of record for Finance Plus Real Estate
  1991-Present
• Real Estate Development
• Owner/Builder for single family ?residences form 2001-Present
• Negotiations expert
• 100% Close track record on short Sales negotiations

• Certified HAFA Specialist
• Certified specialist in Home Affordable Foreclosure Alternatives
• Public Speaker on Short Sales and Alternatives
• I conduct free informational seminars to the public on short Sales and Alternatives
• Foreclosures specialist
• Expert in Negotiations with Banks in
  Stopping Foreclosures
• Expert Court Witness
• Real Estate Loan and Real Estate 
  related issues

I was one of only five Real Estate Brokers that have been put on Bank of America's "Premier Agent" referral system in May of 2012 for Chula Vista, Califonia.  Bank of America developed as part of their effors to protect the public and their investors from incompetent real estate agents, a referral data base to refer their customers who were having to short sell their homes.  Average statistics show 7 out of 10 Short Sales en in Foreclosure according to the California Association of Realtors.  Since 2007, I have a 100% close track record with all of the short sales.

I conduct free public seminars in the South Bay for Homeowners who are facing financial difficulty and need assistance.

Anthony's School of Real Estate 
La Mesa, CA, San Diego 
Real Estate 
Real Estate License 
Obtained Real Estate License in 1987.

National Association of Realtors 
SRES-Senior Residential Specialist

San Diego Board of Realtors 
Member of board since 1997

San Diego County Bar Association 
Affiliate Member

CRS 
Council of Residential Specialists 
Certified and Member

HAFA Certification 
Homes Affordable Foreclosure Alternatives Certified

Certified expert in the Home Affordable Foreclosure Alternatives program.

SFR Certified Designation 
Short Sale & Foreclosure Resource Certified

Certified expert in Short Sales and Foreclosure transactions.

SRES Certified Designation 
Senior Residential Specialist Certified

Certified expert in working with seniors age 55 years and up.

RMS Designation 
Risk Management Specialist

Certified expert in risk management in real estate transactions. 

ABR Designation 
Accredited Buyer Representative Certified

Certified expert in representating buyers in real estate transactions.

SRS Designation

Seller Representative Specialist

Certified is representating Sellers in real estate tranactions.

CNE Certified

Certified Negotiation Expert

Certified expert in real estate negotiations.