ASSUMABLE VA LOAN 2.875% RATE Beautiful single story home with paid off solar and a fully equipped attached PERMITTED ADU! The main house offers 3 bedrooms and 2 bathrooms with an open, inviting floor plan and tasteful upgrades throughout. The kitchen features granite countertops, stainless steel appliances, a professional grade vent hood, bar height counter, and plenty of natural light. Hardwood and laminate flooring extend throughout, complemented by skylights and recessed lighting for a bright interior. The ADU includes 1 bedroom, 1 bath, a full kitchen, laundry, and its own gated entrance, making it perfect for guests, multigenerational living, or added rental income. Both units are currently active short term rentals with solid booking histories and excellent reviews. The permitted covered patio extends the roofline, creating a perfect year round entertaining space. The backyard features turf and pavers with separate fenced yards for each unit and no neighbors to the rear for added privacy. Additional highlights include air conditioning in both units, a 2 car garage with direct kitchen access, a fully fenced lot with vinyl and black fencing, and no HOA or Mello Roos. Ideally located just off the 805 at Balboa, within 10 miles of five Level 1 trauma centers, 5.5 miles to Pacific Beach and Mission Bay, 3 miles to SeaWorld, 5 miles to the airport, and 2 miles to USD and Mesa College. Bright, clean, upgraded, and move in readythis home offers flexibility, comfort, and unbeatable convenience in the heart of San Diego.