Who Is Kim Barron

“With the rapidly changing market in real estate and mortgage loans, it has never been more critical than now to make the right long term financial decisions for you and your family.”
“When you are forced to make tough decisions about your home you need straight answers, not false promises.”

BACKGROUND

Kim Barron has been in the mortgage lending and real estate since 1984. She began her career in real estate as a Loan Processor for an independent mortgage broker in San Diego, California. She was quickly promoted through the ranks of the real estate mortgage business to the positions of Underwriter, Funder, Insuring and Guaranteeing Officer, Loan Officer, Regional Vice President for wholesale lending, and now the President/Broker for Finance Plus Real Estate and Finance Plus Mortgage. In addition to her extensive experience in the mortgage business, she has also been selling real estate since 1987. 

ACHIEVEMENTS

She has won Top Producer awards for real estate sales, Top Producer for Loan Origination, and awards from her wholesale banks for Best Loan Packaging. In addition to selling real estate and mortgage lending she has been building homes in San Diego, California since 1999. Kim Barron also conducts seminars for the public to educate them with the latest market conditions and consumer protection. She is a real advocate for consumer awareness in the mortgage industry and real estate.

EXPERIENCE

With her extensive background in mortgage lending, selling real estate, and home building, she is highly knowledgeable in all aspects of real estate. There is no substitute for experience in real estate! The home selling, buying and financing process is so multifaceted, that it requires someone with experience in all related fields, to be able to navigate the transaction to a successful close.

PHILOSOPHY

Let’s be honest. Home selling and buying can be one of the most stressful events in ones life, but it does not have to be! Most real estate transactions fall out due to improperly qualifying Sellers and Buyers. As a Sellers agent, Kim does extensive marketing that goes far beyond simply putting it on the internet! Once an offer comes in, she is able to guarantee the buyers closing by eliminating the #1 reason for escrow fall out, “buyer did not qualify for the loan”. Prequalification letters from lenders are worthless! There are other tools that she uses to insure the buyer does qualify so that the escrow closes. Often during her real estate career, she has been able to step in and get the buyer financing when others have failed. As a Buyers agent, Kim makes sure that the buyers are fully loan approved BEFORE they go house hunting. Kim does not issue Prequalification letters, she fully loan approves every customer before they go shopping! This loan approval gives the Buyer more power at the negotiation table because she can eliminate the “loan contingency” in the Purchase Contract.

IN CLOSING

The largest investment that you will most likely make in your lifetime is your home. I will guide you through this process to the best possible outcome for your family.

The difference is experience, attention to details, and your future success!

Professional Real Estate Solutions!